{"id":1164,"date":"2019-05-22T12:28:59","date_gmt":"2019-05-22T18:28:59","guid":{"rendered":"https:\/\/www.insuringky.com\/blog\/?p=1164"},"modified":"2019-05-22T12:29:00","modified_gmt":"2019-05-22T18:29:00","slug":"what-is-comprehensive-insurance","status":"publish","type":"post","link":"https:\/\/www.insuringky.com\/blog\/what-is-comprehensive-insurance\/","title":{"rendered":"What is Comprehensive Insurance?"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft\"><img loading=\"lazy\" decoding=\"async\" width=\"273\" height=\"185\" src=\"https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2019\/05\/Deer-Car.jpg\" alt=\"Deer, Hail, Vandalism and all other than collision claims can be covered with comprehensive coverage added to your KY car Policy.\" class=\"wp-image-1165\"\/><figcaption>Comp Claim<\/figcaption><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">There are two coverages that protect your vehicle if it is damaged.\u00a0 Collison coverage covers accidents that occur when your vehicle collides with another vehicle or object such as a fence, mailbox or tree.\u00a0 \u00a0Comprehensive insurance covers your vehicle when the damages result from other than collision.  Comprehensive coverage may be referred to as other than collision coverage.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Examples of Comprehensive Coverage<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">If your auto insurance has comprehensive insurance then you\nwill be protected in the event your car is stolen or vandalized.&nbsp; Comprehensive or Comp coverage will also\nprotect you from Mother Nature.&nbsp; Damages\ncaused by wind or hail storms are covered by Comp.&nbsp; The coverage will also protect you from fire,\nflood and wildlife, such as deer.&nbsp; &nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><br>\nComprehensive is not a standard feature<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">While not included with a standard car insurance policy, the\ncoverage can be included.&nbsp; While many\ndrivers choose to include this coverage, adding it should be a decision for the\ninsured.&nbsp; We advise clients to consider\nthe cost of the coverage relative to the value of the car before decided to add\nor waive the option. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are two coverages that protect your vehicle if it is damaged.\u00a0 Collison coverage covers accidents that occur when your vehicle collides with another vehicle or object such as a fence, mailbox or tree.\u00a0 \u00a0Comprehensive insurance covers your vehicle when the damages result from other than collision. Comprehensive coverage may be referred to as other [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,294],"tags":[1279,1284,1291,1280,1282,1285,1288,1287,270,1283,1286,1281,1290,1289],"class_list":["post-1164","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","category-insurance-terminology","tag-comp-coverage","tag-comp-insurance","tag-comprehensive-car-insurance","tag-comprehensive-coverage","tag-comprehensive-insurance","tag-comprehensive-insurance-coverage","tag-do-i-need-comprehensive-insurance","tag-is-comprehensive-insurance-standard","tag-ky-car-insurance","tag-ky-comprehensive-insurance","tag-ky-comprhensive-insurance","tag-other-than-collision-coverage","tag-what-do-comp-car-insurance-cover","tag-what-does-comp-cover"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/posts\/1164","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/comments?post=1164"}],"version-history":[{"count":1,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/posts\/1164\/revisions"}],"predecessor-version":[{"id":1166,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/posts\/1164\/revisions\/1166"}],"wp:attachment":[{"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/media?parent=1164"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/categories?post=1164"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/tags?post=1164"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}