{"id":1295,"date":"2019-07-12T05:54:11","date_gmt":"2019-07-12T11:54:11","guid":{"rendered":"https:\/\/www.insuringky.com\/blog\/?p=1295"},"modified":"2019-07-01T11:07:45","modified_gmt":"2019-07-01T17:07:45","slug":"social-media-liability-part-1","status":"publish","type":"post","link":"https:\/\/www.insuringky.com\/blog\/social-media-liability-part-1\/","title":{"rendered":"Social Media Liability-Part 1"},"content":{"rendered":"\n

Social Media Liability-Part 1<\/strong><\/p>\n\n\n\n

Your chances of suffering a loss is\nincreasingly affected by your use of the Internet and, particularly, social\nmedia. Increasing your awareness of social media liability loss exposures may\nhelp you to minimize or avoid them. <\/p>\n\n\n\n

\"If
Using Social Media Alters Your Risk Profile
<\/figcaption><\/figure><\/div>\n\n\n\n

Social Media Liability refers to\nclaims for libel, slander, harassment, invasions of privacy, violations of\nintellectual property rights, and even improper employment practices resulting\nfrom the use of social media sites, including Facebook, InstaGram, Twitter,\nYouTube, blogs, etc. Some coverage exists for business as well as for personal\nexposures to such losses.<\/p>\n\n\n\n

Most business insurance policies\ninclude personal and advertising injury coverage that provides some protection\nfor libel, slander, and derogatory remarks as well as invasion of privacy. Some\nhomeowners and renters policies also provide personal and advertising injury.\nStandard business forms may contain language that provides limited coverage\nbecause they refer to material published on the Internet or to electronic\ncommunications. Coverage may also exist because protection for suits involving\nlibel and slander may make reference to defending against and, if needed,\ncovering claims due to incidents of publishing or broadcasting information in\nany manner.<\/p>\n\n\n\n

Individuals who blog or who maintain watchdog Web sites\n(consumer sites that monitor specific companies or products), may be\nsusceptible to claims of defamation or invasion of privacy. Casual users of\nsocial network sites may inadvertently post comments about a current or former\nlover that are defamatory, especially after a divorce or messy breakup.<\/p>\n\n\n\n

Businesses\u2019 networking-related\nexposures are typically related to business activities. Businesses may, for\nexample, misattribute the ownership of a Web site to a lower level employee in\norder to shield the business. That employee may sue for false invasion of\nprivacy, especially if the Web site contains sordid or proprietary material.\nBusiness managers may also announce firings or disclose personal information\nabout their employees that may create lawsuits. Personal networking-related\nexposures run the gamut of claims, including accusing individuals of crimes,\ninfidelity, failure to pay child support, disclosure of personal or financial\ninformation, posting of pictures or videos in compromising positions, etc.<\/p>\n\n\n\n

See Social Media – Part 2 for more\ninformation on claims and protection.<\/p>\n\n\n\n

\n\n\n\n
COPYRIGHT: Insurance Publishing Plus, Inc. 2015<\/pre>\n\n\n\n
All rights reserved. Production or distribution, whether in whole or in part, in any form of media or language; and no matter what country, state or territory, is expressly forbidden without the written consent of Insurance Publishing Plus, Inc.<\/pre>\n","protected":false},"excerpt":{"rendered":"
Social Media Liability-Part 1 Your chances of suffering a loss is increasingly affected by your use of the Internet and, particularly, social media. Increasing your awareness of social media liability loss exposures may help you to minimize or avoid them. Social Media Liability refers to claims for libel, slander, harassment, invasions of privacy, violations of […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[69],"tags":[1453,1454,1452,1457,1460,1461,1462,1459,1455,1439,1451,1449,1450,1458,1456],"class_list":["post-1295","post","type-post","status-publish","format-standard","hentry","category-unmanned-aircraft","tag-advertising-injury","tag-advertising-injury-insurance","tag-advertising-injuyr","tag-indiana-personal-injury-insurance","tag-kentucky-libel-insuance","tag-kentucky-libel-insuranc","tag-kentucky-libel-insurance","tag-kentucky-personal-injury-insurance","tag-kentucky-personal-insurance","tag-libel-insurance","tag-slander-insurance","tag-social-media-insurance","tag-social-media-liablity","tag-tennessee-personal-injury-insurance","tag-tennessee-personal-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t