{"id":1409,"date":"2019-09-05T16:39:29","date_gmt":"2019-09-05T22:39:29","guid":{"rendered":"https:\/\/www.insuringky.com\/blog\/?p=1409"},"modified":"2019-09-05T16:39:30","modified_gmt":"2019-09-05T22:39:30","slug":"proof-that-your-car-insurance-is-too-high","status":"publish","type":"post","link":"https:\/\/www.insuringky.com\/blog\/proof-that-your-car-insurance-is-too-high\/","title":{"rendered":"Proof that your car insurance IS TOO HIGH?"},"content":{"rendered":"\n
\"Buying
Kentucky is one of the most expensive states for auto insurance.<\/figcaption><\/figure>\n\n\n\n

If you live in Kentucky and own a car, then you\u2019re paying too much for Automobile Insurance<\/strong>.<\/p>\n\n\n\n

If someone is telling you otherwise, I\u2019ve got some excellent advice for you. Stop listening to that person!\u00a0 <\/strong>They obviously don\u2019t have a clue about the cost of auto insurance in Kentucky.<\/p>\n\n\n\n

.<\/p>\n\n\n\n

\"Kentucky
Proving that the cost of Kentucky Auto Insurance is High<\/figcaption><\/figure><\/div>\n\n\n\n

The Proof<\/strong><\/h2>\n\n\n\n

Which states would you expect to pay the most for insurance? States with bigger cities, and heavy traffic? Commonsense would lead most of us to expect to find New York, California, and New Jersey at the top of the list.\u00a0 Using the same logic we can also add Massachusetts, Illinois, Florida, and Connecticut.\u00a0 And while not a state, I would also expect to see Washington D.C. on a list of states with higher auto insurance premiums.\u00a0 <\/p>\n\n\n\n

Six states have average auto\ninsurance rates that range from $1,750 to $2,500.  Starting with the most expense:<\/strong><\/p>\n\n\n\n

1. Michigan<\/strong><\/p>\n\n\n\n

2. Louisiana<\/strong><\/p>\n\n\n\n

3. Florida<\/strong><\/p>\n\n\n\n

4. Connecticut and,<\/strong><\/p>\n\n\n\n

5. New York   <\/strong><\/p>\n\n\n\n

6. Kentucky <\/strong><\/p>\n\n\n\n

For the most, this likely seems appropriate. But for many it\u00a0 will be eye-opening to find how high car insurance is in the Commonwealth of Kentucky.\u00a0 Surprisingly the residents of Kentucky pay more for auto coverage than California.\u00a0 The same is true for Washington D.C., Maryland, New Jersey, Massachusetts, and Illinois.<\/p>\n\n\n\n

Who is this person that says you\u2019re\ncar insurance is not expensive?<\/strong><\/p>\n\n\n\n

Kentuckians on average spend $1,752 annually for auto insurance. That\u2019s almost 30% more than the national average.\u00a0 It is a fact; your auto insurance is expensive. <\/p>\n\n\n\n

  • If you are a good driver in Kentucky, you pay too much for insurance.<\/strong><\/li>
  • If you’re a bad driver you pay too much.<\/strong><\/li>
  • Kentucky car owner’s that drive too fast, pay to much.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong><\/li><\/ul>\n\n\n\n

    \u00a0<\/strong>Compared with most other states, Kentucky auto insurance cost more.\u00a0 While this is true for most residents, not everyone in Kentucky overpays.\u00a0 Uninsured and underinsured drivers clearly don’t pay too much for car insurance.\u00a0 But don’t read that to say that this group doesn’t have a hand in cost of car insurance in Kentucky.\u00a0 Their contribution is significant.\u00a0 Those that drive with inadequate auto coverage, raise auto premiums for everyone.\u00a0<\/strong> This increase in state demand for uninsured and underinsured motorist coverage. Which in turn places upward pressure on the overall cost of auto insurance premiums.<\/p>\n\n\n\n

    \"Where
    It’s a fact that Auto Insurance is higher in Kentucky than it is in most states<\/figcaption><\/figure><\/div>\n\n\n\n

    The price for car insurance in\nKentucky is high.  Some may try to argue\nthis.  Beware of those that argue against\nthe facts.  <\/strong><\/p>\n\n\n\n

    Kentuckian plays about $400 a year more than the U.S. Average. <\/strong>Why is Kentucky auto insurance so\nexpensive?  <\/strong><\/p>\n\n\n\n

    How does Kentucky compare to other states in our region? To the north, Kentucky borders, Illinois, Indiana, and Ohio. Each of these states is ranked as one of the ten least expensive U.S. States for car insurance. The average auto premium for the three is $973. Compared to these three Mid-Western states, Kentuckians are paying almost $800 a year.\u00a0 <\/p>\n\n\n\n

    Why are we still listening to the nuts that still think we aren\u2019t paying too much to insure our personal auto?<\/p>\n\n\n\n

    If you would like to have an insurance agent look you in the eye and tell you:<\/strong><\/p>\n\n\n\n

     \u201cYes, you are paying too much to insure your\ncar,\u201d then try TruePoint.<\/strong><\/p>\n\n\n\n

    Want to learn about factors that make Kentucky auto insurance the 6th highest in the U.S.? <\/p>\n\n\n\n

    Give us a call at (502) 410-5089.<\/p>\n\n\n\n

    Serious about lowering your auto insurance cost?\u00a0 Then get your insurance documents together.<\/p>\n\n\n\n

    Call or drop by, and we will do our best to help you reduce the value of your home and auto insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"

    If you live in Kentucky and own a car, then you\u2019re paying too much for Automobile Insurance. If someone is telling you otherwise, I\u2019ve got some excellent advice for you. Stop listening to that person!\u00a0 They obviously don\u2019t have a clue about the cost of auto insurance in Kentucky. . The Proof Which states would […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,13],"tags":[64,1723,280,1727,1729,1728,1739,1731,1730,1738,591,1724,590,1726,1736,1737,1735,1740,1734,1741,1733,1732],"class_list":["post-1409","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","category-personal-insurance","tag-auto-insurance","tag-auto-insurance-premium","tag-car-insurance","tag-car-insurance-premium","tag-how-much-does-auto-insurance-cost","tag-how-much-does-car-insurance-cost","tag-how-much-does-car-insurance-cost-in-kentucky","tag-is-auto-insurance-expensive","tag-is-car-insurance-expensive","tag-is-car-insurance-in-kentucky-expensive","tag-kentucky-auto-insurance","tag-kentucky-auto-insurance-premium","tag-kentucky-car-insurance","tag-kentucky-car-insurance-premium","tag-states-with-most-expensive-auto-insurance","tag-states-with-most-expensive-car-insurance","tag-why-is-auto-insurance-expensive","tag-why-is-auto-insurance-higher-in-my-state","tag-why-is-car-insurance-expensive","tag-why-is-car-insurance-higher-in-my-state","tag-why-is-car-insurance-so-high","tag-why-is-my-car-insurance-so-high"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/posts\/1409","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/comments?post=1409"}],"version-history":[{"count":1,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/posts\/1409\/revisions"}],"predecessor-version":[{"id":1413,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/posts\/1409\/revisions\/1413"}],"wp:attachment":[{"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/media?parent=1409"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/categories?post=1409"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/tags?post=1409"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}