{"id":1473,"date":"2019-10-28T05:28:24","date_gmt":"2019-10-28T11:28:24","guid":{"rendered":"https:\/\/www.insuringky.com\/blog\/?p=1473"},"modified":"2019-10-01T13:46:27","modified_gmt":"2019-10-01T19:46:27","slug":"attractive-nuisances","status":"publish","type":"post","link":"https:\/\/www.insuringky.com\/blog\/attractive-nuisances\/","title":{"rendered":"Attractive Nuisances"},"content":{"rendered":"\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignleft\"><img loading=\"lazy\" decoding=\"async\" width=\"275\" height=\"183\" src=\"https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2019\/10\/Trampoline.jpg\" alt=\"Trampolines can clutter your yard, and that's the nicest thing we have to say.  \" class=\"wp-image-1474\"\/><figcaption>Trampolines; Kids love them, insurers don&#8217;t!<\/figcaption><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What Is An Attractive Nuisance?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is a term originated by a judge to describe a property that attracts youngsters and, because of its dangerous nature, creates a special obligation to property owners. Examples are:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>swimming pools<\/li><li>trampolines<\/li><li>empty buildings<\/li><li>appliances kept outside<\/li><li>excavations<\/li><li>construction materials<\/li><li>zip lines<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">All of these can lure children onto\nproperty and they all have the potential to cause serious injury.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Why Do Attractive Nuisances Create\nA Special Obligation?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A special obligation exists because\nof such property&#8217;s child endangering nature. Children do not have the reasoning\nability of adults. When an opportunity to have fun pops up, it&#8217;s a rare child\nwho thinks about the chance of being injured. A property owner with an\nattractive nuisance on his property cannot escape liability because of a\ntrespassing child. When an attractive nuisance is involved, adults have to make\na special effort to protect children from their blind sense of adventure or face\nthe consequences.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>How Do You Handle Attractive\nNuisances?<\/strong><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignright\"><img loading=\"lazy\" decoding=\"async\" width=\"259\" height=\"194\" src=\"https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2019\/10\/safe-pool.jpg\" alt=\"Pools increase liability exposures for homeowners.  Controling access to the will likely have a positive impact on your homeowners insurance premiums.\" class=\"wp-image-1475\"\/><figcaption>Pool Safety starts with controlling access.<\/figcaption><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The answer is\u2026doing whatever it\ntakes to prevent a child&#8217;s access to the nuisance. Therefore, in order of their\neffectiveness:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1. Eliminate the nuisance<\/strong><strong><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>have old appliances hauled to a junkyard<\/li><li>tow old, non-running vehicles away<\/li><li>get rid of construction materials immediately after a building      project is complete<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2. Secure the nuisance<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>take off doors or covers from large appliances awaiting garbage\n     pickup<\/li><li>keep sharp tools, especially power tools and equipment, locked\n     away<\/li><li>store construction materials in a garage or shed<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3. Reduce the chance for injury\nfrom a nuisance<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>install a pool cover and have a locked fence to prevent access to the pool<\/li><li>do not allow younger children to use equipment such as trampolines<\/li><li>make sure there&#8217;s adult supervision of children using play      equipment<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">If you&#8217;re not certain about whether\nyou have an attractive nuisance situation, discuss the situation with an\ninsurance professional.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p class=\"wp-block-paragraph\">COPYRIGHT:\nInsurance Publishing Plus, Inc. 2016<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">All rights reserved. Production or distribution, whether in whole or in part, in any form of media or language; and no matter what country, state or territory, is expressly forbidden without the written consent of Insurance Publishing Plus, Inc.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>What Is An Attractive Nuisance? This is a term originated by a judge to describe a property that attracts youngsters and, because of its dangerous nature, creates a special obligation to property owners. Examples are: swimming pools trampolines empty buildings appliances kept outside excavations construction materials zip lines All of these can lure children onto [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[1854,1855,1858,1856,1857,1859,1861,1860],"class_list":["post-1473","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-how-much-will-a-pool-increase-the-cost-of-insuance","tag-how-much-will-a-pool-increase-the-cost-of-insurance","tag-how-much-will-my-insurance-increase-if-i-have-a-trampoline","tag-insurance-for-homes-with-pools","tag-insurance-for-homes-with-trampolines","tag-our-trampolines-safe","tag-pools-and-insurance","tag-trampolines-and-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/posts\/1473","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/comments?post=1473"}],"version-history":[{"count":1,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/posts\/1473\/revisions"}],"predecessor-version":[{"id":1476,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/posts\/1473\/revisions\/1476"}],"wp:attachment":[{"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/media?parent=1473"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/categories?post=1473"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/tags?post=1473"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}