{"id":187,"date":"2018-05-22T16:35:57","date_gmt":"2018-05-22T22:35:57","guid":{"rendered":"https:\/\/www.insuringky.com\/blog\/?p=187"},"modified":"2018-07-16T07:56:27","modified_gmt":"2018-07-16T13:56:27","slug":"car-insurance-quotes-kentucky","status":"publish","type":"post","link":"https:\/\/www.insuringky.com\/blog\/car-insurance-quotes-kentucky\/","title":{"rendered":"Car Insurance Quotes Kentucky"},"content":{"rendered":"<p>&nbsp;<\/p>\n<p><a href=\"http:\/\/www.insuringky.com\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-188 alignleft\" src=\"https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/05\/Google-Q-300x225.png\" alt=\"Click here for an real time instant online quote\" width=\"300\" height=\"225\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Car Insurance Quotes Kentucky<\/strong><\/p>\n<p>Decision making, in the most logical form, is nothing more than simple math.\u00a0 A series of pluses and minuses that when summed lead to an affirmative or negative answer to the dilemma at hand.\u00a0\u00a0 A good example would be \u201cwhy do I want to live in Kentucky?\u00a0 My top five reasons would be:<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-190 alignright\" src=\"https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/05\/decesion-making.jpg\" alt=\"\" width=\"275\" height=\"183\" \/><strong>Our Small Towns: <\/strong>For me, the small towns represent the soul of Kentucky.\u00a0 Two of my personal favorites are Augusta and Danville.\u00a0 On the Ohio River, about forty miles from Cincinnati you will find the small town of <strong>Augusta<\/strong>.\u00a0 One of Kentucky\u2019s many small-town treasures; Augusta was the childhood home of George Clooney.\u00a0 Traveling just under an hour south of Lexington you will find the birthplace of Kentucky.\u00a0 <strong>Danville <\/strong>was the first Capital of Kentucky.\u00a0 The state\u2019s first constitution was drafted and signed here.\u00a0 Danville is the home of Centre College a Liberal Arts College that consistently ranks among the top fifty Colleges in the U.S.\u00a0 Centre has been a site for to two recent Vice Presidential debates.\u00a0 For me, the small towns are the soul of Kentucky.<\/p>\n<p><strong>Horses:<\/strong> Churchill Downs in Louisville and in Lexington, Keeneland; both rank among the top horse racing tracks in the world.\u00a0 Many of Kentucky\u2019s biggest stars reside in the Bluegrass Region.\u00a0 Paris, Midway, Versailles, Lexington, Georgetown, Winchester and Lexington are home to the four-legged elite of Kentucky.<\/p>\n<p><strong>Basketball: \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>There is one thing that Kentucky residents will agree on; \u201cBasketball is King in the Bluegrass.\u201d\u00a0 College basketball in Kentucky is a year-round spectacle and the rivalry between the University of Kentucky and the University of Louisville is second to none.<\/p>\n<p><strong>Bourbon:<\/strong>\u00a0\u00a0 <strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>For generations Kentucky folk have been the butt of jokes, many of which have brought our intelligence into question.\u00a0 Look who gets the last laugh.\u00a0 The world has somehow figured out what Kentuckians have known for eons.\u00a0 For those of you just discovery Kentucky Bourbon, consider yourself lucky that we have enough to share.\u00a0 From Wild Turkey and Four Roses in Lawrenceburg to Bullitt Counties Jim Beam and many others scattered all across the Commonwealth, Kentucky distillers are working hard to insure that there is enough bourbon for all of us.<\/p>\n<p><strong>People:\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/strong>Cross the state line into Kentucky and it won\u2019t take long for you see what truly sets our state apart.\u00a0\u00a0 It\u2019s us, are people. \u00a0Kentuckians make Kentucky.\u00a0 Total strangers greeting you like a lifelong friend.\u00a0 Kentuckians are loving people that truly care about you.\u00a0 You see it, you will sense it, and if you listen, you will hear it.\u00a0 You will hear us ask; \u201cHow Y&#8217;all doing?\u201d \u00a0\u00a0This is followed by a question mark and is not to be confused with the more rhetorical \u201chow are you doing.\u201d\u00a0 If it seems a bit dim-witted, then you need to hear it first-hand.\u00a0 Only then will you see the compassion behind the question, \u201chow Y&#8217;all?\u201d\u00a0 \u00a0A question with purpose! A question asked with the intent to insure your well-being.<\/p>\n<figure id=\"attachment_189\" aria-describedby=\"caption-attachment-189\" style=\"width: 300px\" class=\"wp-caption alignright\"><a href=\"http:\/\/www.insuringky.com\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-189\" src=\"https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/05\/LogoManta2-300x185.jpg\" alt=\"Online car insurance quote Kentucky provided in real time by TruePoint Insurance \" width=\"300\" height=\"185\" srcset=\"https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/05\/LogoManta2-300x185.jpg 300w, https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/05\/LogoManta2-768x473.jpg 768w, https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/05\/LogoManta2.jpg 865w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><figcaption id=\"caption-attachment-189\" class=\"wp-caption-text\"><a href=\"http:\/\/www.insuringky.com\"><em>Click here for an instant online auto insurance quote provided in real-time by TruePoint Insurance<\/em><\/a><\/figcaption><\/figure>\n<p><em>Although you may not hear them as often, there are also many reasons that make it less appealing to call Kentucky home.\u00a0 We pay more for our insurance than most.\u00a0 Don\u2019t believe me?\u00a0 <\/em>Take some time to get a <a href=\"https:\/\/www.insuringky.com\/blog\/take-control-of-your-insurance\/\">Kentucky car insurance quote.\u00a0<\/a><\/p>\n<p><em>Why?\u00a0\u00a0<\/em><\/p>\n<p><em><strong>Car Insurance in Kentucky<\/strong><\/em><\/p>\n<p><a href=\"https:\/\/www.insuringky.com\/blog\/category\/auto-insurance\/\">Auto insurance in Kentucky<\/a> is expensive when compared to most other states.\u00a0 In recent years people relocating to the state were quiet shocked to find that their car insurance quote in Kentucky was considerably higher than before.\u00a0 For an extended period of time, a Kentucky auto insurance quote would have been one of the ten most expensive states for auto insurance.\u00a0 Even today, Kentucky ranks in the twenty most expensive states for car insurance.\u00a0 Car insurance in Kentucky is more expensive than Maryland, New Jersey, New York, Florida and several other states that would seem to represent a higher risk for the auto insurance companies.<\/p>\n<p>Before pointing the finger at the car insurance companies, consider the following factors that are driving the Kentucky auto insurance premiums higher:<\/p>\n<ul>\n<li>The number of Kentucky deaths related to auto accidents is appalling. Kentucky has the second most deaths per miles driven and is almost 150% of the national average.<\/li>\n<li>Kentucky is one of twelve states with no-fault insurance laws. Critics suggest that this form of insurance is:\n<ul>\n<li>Leading to widespread car insurance fraud in Florida and as a result, many auto insurance companies are reducing their business there. Evidence points to similar issues that are leading to higher auto insurance quotes in Louisville.<\/li>\n<li>These laws were adopted to prevent abuse and discourage ambulance chasers. Unfortunately, there have been serious negative consequences that revolve around, fraud and increased medical cost without a significant reduction in lawsuits.<\/li>\n<li>New York\u2019s no-fault auto insurance system is near the breaking point which could lead to significant changes in the near term.<\/li>\n<\/ul>\n<\/li>\n<li>Uninsured and Underinsured Motorist represent another issue that is putting upward pressure on Kentucky car insurance quotes. Kentucky ranks in the middle of the pack among all states regards uninsured motorist.\u00a0 While this most likely has little if any impact on your car insurance quote Kentucky, it is highly likely that car insurance for Kentucky residents is higher due to the higher number of underinsured motorist.\u00a0 Who is an underinsured motorist?\u00a0 I am, the guy has the lowest premium auto insurance, and you.\u00a0 Even Warren Buffet could be considered an underinsured driver.\u00a0\u00a0 Since awards for damages are ultimately in the hands of a judge or jury, it is possible that any of us are underinsured.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>My logic is that the states with the lowest minimum mandatory auto liability coverage are the states with the greatest exposure to underinsured drivers.\u00a0 Only eleven states have lower state minimum auto liability coverages than Kentucky, which is my reasoning why underinsured motorist have an upward bias when it comes to car insurance for Kentucky.<\/p>\n<p>At this point, my plus\/minus matrix is five to one for staying put.\u00a0 I will keep paying a little extra for my car insurance because I love the people and the basketball.\u00a0 Y\u2019all have a great day, ya hear?<\/p>\n<p>&nbsp;<\/p>\n<figure id=\"attachment_145\" aria-describedby=\"caption-attachment-145\" style=\"width: 300px\" class=\"wp-caption alignnone\"><a href=\"http:\/\/www.insuringky.com\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-145\" src=\"https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/04\/2012-TIG-Logo-Highest-Quality-Transparent2-300x71.png\" alt=\"Truepoint insurance. We are insuringky.com\" width=\"300\" height=\"71\" srcset=\"https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/04\/2012-TIG-Logo-Highest-Quality-Transparent2-300x71.png 300w, https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/04\/2012-TIG-Logo-Highest-Quality-Transparent2-768x181.png 768w, https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/04\/2012-TIG-Logo-Highest-Quality-Transparent2.png 865w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><figcaption id=\"caption-attachment-145\" class=\"wp-caption-text\">we are<br \/>insuring.com<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; &nbsp; Car Insurance Quotes Kentucky Decision making, in the most logical form, is nothing more than simple math.\u00a0 A series of pluses and minuses that when summed lead to an affirmative or negative answer to the dilemma at hand.\u00a0\u00a0 A good example would be \u201cwhy do I want to live in Kentucky?\u00a0 My top [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,53,52,54],"tags":[64,136,141,139,137,135,138,27,140],"class_list":["post-187","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","category-instant-online-insurance-quotes","category-insurance-quotes","category-real-time-insurance-quotes","tag-auto-insurance","tag-auto-insurance-for-kentucky","tag-auto-insurance-quote-ky","tag-auto-insurance-quotes-ky","tag-car-insurance-companies-ky","tag-car-insurance-for-kentucky","tag-car-insurance-quotes-ky","tag-insurance","tag-kentucky-car-insurance-quote"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/posts\/187","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/comments?post=187"}],"version-history":[{"count":1,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/posts\/187\/revisions"}],"predecessor-version":[{"id":192,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/posts\/187\/revisions\/192"}],"wp:attachment":[{"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/media?parent=187"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/categories?post=187"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuringky.com\/blog\/wp-json\/wp\/v2\/tags?post=187"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}