{"id":405,"date":"2018-08-04T05:40:07","date_gmt":"2018-08-04T11:40:07","guid":{"rendered":"https:\/\/www.insuringky.com\/blog\/?p=405"},"modified":"2019-04-23T20:43:42","modified_gmt":"2019-04-24T02:43:42","slug":"broad-form","status":"publish","type":"post","link":"https:\/\/www.insuringky.com\/blog\/broad-form\/","title":{"rendered":"Broad Form"},"content":{"rendered":"<p style=\"text-align: left;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-870\" src=\"https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2019\/04\/2018-HD-300X150-Trans-PNG-300x150.png\" alt=\"TruePoint Insurance we are insuring Kentucky dot com\" width=\"300\" height=\"150\" \/><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-364\" src=\"https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/07\/zzzzJust-term-300x75.jpg\" alt=\"Key Insurance Words and Phrases\" width=\"300\" height=\"75\" srcset=\"https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/07\/zzzzJust-term-300x75.jpg 300w, https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/07\/zzzzJust-term-768x192.jpg 768w, https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/07\/zzzzJust-term.jpg 984w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<h6><em>August 4, 2018<\/em><\/h6>\n<h4>Broad Form (Homeowners Insurance Covered Causes of Loss: Broad Form)<\/h4>\n<p>The Broad Form is one of three ISO (International Organization for Standardization) use by the insurance industry to define which perils or causes of loss are covered.\u00a0 Generally, the Broad Form covers the perils covered\u00a0by the <a href=\"https:\/\/www.insuringky.com\/blog\/basic-form\/\">Basic Form<\/a> (see below):<\/p>\n<ul>\n<li>Wind, Hail\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u00a0<a href=\"http:\/\/www.insuringky.com\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-378 size-medium\" src=\"https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/07\/click-to-return-to-home-page-300x270.jpg\" alt=\"Return to TruePoint Home Page\" width=\"300\" height=\"270\" srcset=\"https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/07\/click-to-return-to-home-page-300x270.jpg 300w, https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/07\/click-to-return-to-home-page.jpg 400w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/li>\n<li>Lightning<\/li>\n<li>Fire<\/li>\n<li>Smoke<\/li>\n<li>Explosion<\/li>\n<li>Sprinkler Leakage<\/li>\n<li>Sinkhole Collapse<\/li>\n<li>Riot<\/li>\n<li>Civil Commotion<\/li>\n<li>Collison by Aircraft<\/li>\n<li>Collision by Vehicles<\/li>\n<li>Vandalism<\/li>\n<li>Volcanic Activity<\/li>\n<\/ul>\n<h4>Plus the Following:<\/h4>\n<figure id=\"attachment_407\" aria-describedby=\"caption-attachment-407\" style=\"width: 158px\" class=\"wp-caption alignright\"><a href=\"https:\/\/www.insuringky.com\/blog\/special-form\/\"><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-407\" src=\"https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/07\/Happy-House-168x300.jpg\" alt=\"Special House\" width=\"158\" height=\"282\" \/><\/a><figcaption id=\"caption-attachment-407\" class=\"wp-caption-text\"><a href=\"https:\/\/www.insuringky.com\/blog\/broad-form\/\">Click to learn more about the special form<\/a><\/figcaption><\/figure>\n<ul>\n<li>Burglary<\/li>\n<li>Falling Objects<\/li>\n<li>Weight of Ice and Snow<\/li>\n<li>Artificially Generated Electricity<\/li>\n<li>Freezing of Plumbing<\/li>\n<\/ul>\n<p><a href=\"https:\/\/www.insuringky.com\/blog\/broad-form\/\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-381 aligncenter\" src=\"https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/07\/ALL-RIGHTS-RESERVED-300x49.jpg\" alt=\"copyrighted 2015-2018 TruePoint insurance group, llc all rights reserved\" width=\"300\" height=\"49\" srcset=\"https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/07\/ALL-RIGHTS-RESERVED-300x49.jpg 300w, https:\/\/www.insuringky.com\/blog\/wp-content\/uploads\/2018\/07\/ALL-RIGHTS-RESERVED.jpg 306w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>August 4, 2018 Broad Form (Homeowners Insurance Covered Causes of Loss: Broad Form) The Broad Form is one of three ISO (International Organization for Standardization) use by the insurance industry to define which perils or causes of loss are covered.\u00a0 Generally, the Broad Form covers the perils covered\u00a0by the Basic Form (see below): Wind, Hail\u00a0 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[405,18,3,294],"tags":[359,1061,368,162,366,362,365,1054,367,266,364,369,1057,1062,1063,1064],"class_list":["post-405","post","type-post","status-publish","format-standard","hentry","category-business-property","category-commercial-insurance","category-home-insurance","category-insurance-terminology","tag-broad-form","tag-causes-of-loss","tag-covered-causes-of-loss","tag-homeowners-insurance","tag-homeowners-insurance-basic-form","tag-homeowners-insurance-broad-form","tag-insurance-broad-form","tag-insurance-causes-of-loss","tag-iso-broad-form","tag-ky-homeowners-insurance","tag-ky-insurance-broad-form","tag-ky-insurance-covered-causes-of-loss","tag-my-insurance-agent-told-me-i-am-not-covered","tag-should-my-insurance-pay-for","tag-should-my-insurance-pay-when","tag-why-is-my-insurance-not-paying"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- 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