Why You Need Liability Coverage in Your Renters Insurance Policy

When you rent your home, it’s important to have the insurance you need to protect yourself. Your landlord’s insurance won’t cover your property; it only covers theirs.

There are many types of coverage inside a renters insurance policy. One of these is liability coverage to protect you against accidents on your property. It’s vital that you have this coverage because accidents can happen, and they can be costly. 

The Cost of Accidents

There are a lot of costs associated with accidents that happen on your property, and an accident can happen at any time. If someone is on your property and falls or is otherwise injured, you could be looking at a mountain of medical bills. However, that isn’t the end of the costs. You may be responsible for legal fees, ongoing therapies, and lost wages for the injured person. All of these costs can be more than most people can afford after an accident. That’s why it’s so important to have renters insurance with liability coverage. It can pay for all of these expenses so you don’t have to.

Peace of Mind

Renters insurance can give you peace of mind, knowing that you are protected in case of an accident. You don’t have to worry every time someone is in your home. Whether it’s friends, extended family, colleagues, or workers, you will know that you’re covered.

Get Renters Insurance

When you are a renter, you need to have renters insurance on day one. To get started with a policy, contact us at TruePoint Insurance. We’re currently serving Pooler, GA.