Georgia Boat and Watercraft Insurance


TruePoint Insurance

As the Captain, your job is to manage risk constantly. While the safety of your passengers and crew is your number one concern, risk management for your vessel is also an ongoing problem.
That’s where we come in. TruePoint Insurance provides Coastal Georgia boatowners with access to many of the top boat insurance options. With locations in Pooler and Wilmington Island, TruePoint is making it easier than ever to find the proper insurance coverages for Savannah boatowners.

Boat insurance for Coastal Georgia

We provide coverage for the following types of watercraft:

  • Air Boat
  • Bass Boat
  • Bay Boat
  • Bowrider
  • Cabin Cruiser
  • Catamaran
  • Center Consoles
  • Cuddy Cabin
  • Deck Boat
  • Fishing Boat
  • Game Boat
  • High-Speed Boat
  • High-Value Boat
  • Houseboat
  • Jet Ski
  • Offshore Fishing Boat
  • Personal Watercraft
  • Pontoon
  • Runabout
  • Sail Boat
  • Ski Boat
  • Sport Boat
  • Yacht
  • and more…….


Whether you’re purchasing your first boat or just checking around for a better value, reach out to one of our Georgia boat insurance specialists. We’ll take the time to find the right coverages for your unique situation.

Give us a call at (912) 330-1265,

or Click Here to learn more about TruePoint Insurance.

Georgia Restaurant Insurance



Restaurants and Pubs

Managing a Restaurant or Pub is hard work. Finding the correct insurance for your endeavor shouldn’t add to your headaches. Obtaining the coverages at the right price should be the responsibility of a reliable and trusted insurance professional.

Insurance for Pubs and Taverns
Insurance for Georgia Pubs and Taverns

Different cuisines, Franchises versus Mom and Pop, and the processes utilized for cooking are just a few of the factors that may influence a restaurant’s premium. Other factors can have a more dramatic impact on premiums. For example, alcohol sales, entertainment (such as live music or karaoke), and dance floors may make it harder to secure adequate and reasonably priced insurance.

That’s where we come in. With two locations in Savannah, GA, our insurance agency is helping restaurant owners in Coastal Georgia, and many other Georgia locations navigate the specific insurance needs of the industry. TruePoint Insurance has aligned with many of the top carriers providing insurance for Georgia restaurants and pubs. So while you focus your energy on staffing, menus, and other operations-critical issues, we will be behind the scenes searching for the appropriate insurance coverages that meet your unique needs.


Give us a call now at (912) 330-1265

or Click Here to learn more about TruePoint Insurance

Georgia Garage Liability Insurance

The coverage, it’s in the detailing

Insurance for Auto Dealers and Garages

What is Commercial General Liability

Whatever business you’re in, it is likely, that you will need general liability coverage. Commercial General Liability also referred to as CGL, protects your Georgia business in the event of third parties claims.

Liability insurance; the cost of staying in business

Insurance claims come in many forms.  If you’re an auto dealer, garage, or body shop in Coastal Georgia you are definitely aware of the damages that can be inflicted by a windstorm.  Property coverage is an essential portion of your risk management process.  The need for property and many other types of insurance coverage can be easily quantified.  Both the magnitude of the potential loss and the associated insurance premium are a given.

The cost/benefit analysis for liability insurance is another story.  Today, seven-figure liability claims are not unheard of. Magnitude is the reason that your Commercial General Liability policy is essential.

CGL Insurance provides very broad coverages, however it is critical that Georgia business owners be aware of the many exclusions.  Professions that work with customers vehicles have specific liability insurance needs.

Insurance for Mechanics

Mechanics, auto body repair shops, and other’s need what is known as Garagekeepers Liability Insurance.

Vehicles not owned by the insured are not covered by under the CGL or the Commercial Auto Policy.  To fill this gap, many businesses need a Garagekeepers Liability Policy.  This policy provides the insured with coverage for incidents that occur on the premises. On-premises is key. It is important to remember that this coverage does not extend beyond the place of business.

Garage Liability is often confused with Garagekeepers and vice versa

Earlier we noted that Garagekeepers insurance may not cover on-site incidents. If you own or operate a Georgia auto dealership, or if your business drives non-owned vehicles off premises, then you most likely need a Garage Liability policy.

Garagekeepers or Garage Liability,  as clear as spent motor oil

Business Liability insurance can get confusing. That’s why it is important for business owners to do some work on their end. It’s wise to invest some time on the front-end finding a good agent. Working with an independent agent increases your chance of success.

Working with an independent agent is even more important for businesses. The group combines to write nearly 85% of the insurance written in the US. 85% of the market makes it difficult for anyone other than an independent to agree their case. Garage Liability insurance coverage.

Identifying the right independent agent might be a little tough. Don’t be afraid to quiz them. Use your understanding of General Liability, Garagekeepers, and Garage Liability coverages. Put prospective agents to the test by asking them to suggest coverages.

The finish line is in sight. Choose the right path for you and your business to secure the necessary coverage.

Don’t feel bad if you’re still feeling a little confused. Many in the insurance industry have trouble with this topic. Who needs Garage Liability?

CAN YOU HAVE BOTH?

It’s not uncommon for businesses in the auto industry to carry both Garage Liability and Garagekeepers coverage.  If your business falls into one of the following you more than likely need on, if not both of these coverages:

Auto Mechanics

Auto Dealerships

Car Wash

Farm Equipment Dealers

Auto Body Shops

Parking Lots

Valet Parking

Mobile Auto Service

Tire Dealers

Driveway Contractors

Towing

ATV Sales & Service

…….and many more auto-related industries