Are you the owner-operator of your own truck for commercial purposes? If so, you can’t be on the road without trucking insurance. Standard trucking insurance can be good enough for some truckers, but you want to go above and beyond to keep yourself covered, no matter what may come your way. We help you understand how to get the most out of your trucking insurance. Once you feel confident about what you need to stay fully covered, you can start shopping for trucking insurance policies with our help at TruePoint Insurance, serving Pooler, GA. 

How To Get the Most Out of Your Trucking Insurance

If you want to maximize the protection and coverage your commercial truck has, consider:

The Threats You Face on the Road

Primary liability insurance is required and sufficient for basic coverage. However, there are more threats that you face on the road as a trucker than just collisions. For example, motor truck cargo insurance can protect your cargo from collision or accidental dropping at some point along the way. Additional coverage, like underinsured/uninsured motorist policies, is always a useful addition as well. 

What Type of Cargo You’re Typically Hauling

Protecting your cargo is crucial for your business. Thankfully, there are policies like refrigeration breakdown coverage, which will enable you to get coverage for specific cargo should your refrigerated trailers break down or become damaged while you’re hauling them. 

The Potential Risks You May Face, Even If Rare

There are other policies that offer coverage in incidents you may not anticipate. For example, if you ever drive your truck in a non-commercial capacity, a non-trucking liability policy will cover it when it’s being used for personal reasons. 

Maximize Your Coverage With TruePoint Insurance

TruePoint Insurance, serving Pooler, GA, is dedicated to helping you compare trucking insurance quotes with ease. Get in touch with us now to find the right trucking insurance for your business activity.