Special event insurance in Pooler is designed to provide protection for those hosting an event. While many venues carry liability insurance, this does not protect hosts and hostesses if something happens during the event or if the event is canceled. Here are several reasons why you should consider this type of policy before your big day.

Venue Requirement

Some venues require you to purchase a special event insurance policy before hosting your event. This is especially common if alcohol will be served at the event. Without this policy, the venue may not allow you to proceed with your plans. Speak with the venue owner to confirm whether liability insurance is required.

Possible Reimbursement

Many special event insurance policies offer reimbursement for rentals and vendor costs if the event is canceled and you are unable to recover your deposits. This is more common than most people realize, as vendors often charge non-refundable deposits.

However, reimbursement may depend on the reason for the cancellation. For example, if the event is canceled due to weather-related conditions, it may be eligible for reimbursement. On the other hand, if the event is canceled because someone has cold feet, it may not. Speak with an agent at TruePoint Insurance to learn more about the specifics of your policy.

Liability Coverage

Special event insurance policies often include liability coverage to protect your assets if something goes wrong during the event. For instance, if alcohol is served and a guest becomes intoxicated and injured, they may sue you for medical expenses. Liability coverage can help ensure you don’t have to pay out of pocket for costly medical bills or legal fees.

Your big day should be filled with joy and celebration, not stress over potential lawsuits. Representatives at TruePoint Insurance can help you secure the right coverage to ensure your event remains a happy memory. Contact us today to learn more. We proudly serve the Pooler, GA area.