When you drive a vehicle, your auto insurance provides coverage that can help you avoid financial risk. Some auto insurance policies provide limited coverage, while others provide a more comprehensive level of coverage. You should understand the difference between these types of insurance as you’re choosing the auto insurance policy for your vehicle.

The professionals at TruePoint Insurance servicing Pooler, GA are insurance experts. We’re here to help you choose a type of coverage that works for your budget and vehicle. To start, we can discuss the differences between liability coverage (the most minimal type of coverage there is) and full coverage auto (the most all-inclusive type of coverage there is). 

What Is Liability Coverage?

Liability auto insurance is a type of insurance that pays to repair or replace the other vehicle if you are at fault in an accident. Liability coverage is the most basic type of coverage available, and is generally a requirement for driving on the road. Liability insurance does not provide coverage for your vehicle. If you want a type of coverage that will provide financial protection if your vehicle is damaged, consider full coverage auto insurance. 

What Is Full Coverage Auto Insurance?

Full coverage auto insurance is a combination of multiple insurance types, including liability, comprehensive, and collision insurance. Comprehensive insurance provides coverage when your vehicle is damaged in a non-collision event. For example, if your vehicle is stolen, comprehensive auto insurance may pay to replace the vehicle. Collision insurance provides coverage when your vehicle is damaged in a collision — even if you are at fault.

Which Type of Auto Insurance Is Best For You? 

Full coverage and liability insurance are only two types of auto insurance. You have more choices than the two options we’ve named in this article. If you want to know all about the different auto insurance options, call your insurance agent at TruePoint Insurance servicing Pooler, GA.