Special Property, Special Coverage

A standard homeowner‚Äôs policy offers a limit equal to half of the amount reserved for the residence to protect against loss to a given residence‚Äôs personal Property (ex. Your home is covered for $150,000, so your contents and furnishings are covered for $75,000). While this is generous coverage, it doesn’t extend to all types of […]

Special Events

Today is the day. The one you’ve been dreaming of for years. You can go it alone, or you can find a strong financial partner to make sure your fairy tale doesn’t turn into a nightmare…..continue There’s no treat in this trick. America loves to be scared and Haunted Houses are the venue of choice. […]

Halloween, Insurance for Haunted Houses, and other Special Events

Haunted houses have been a part of Halloween in America for over 75 years. Many of the first haunted houses were associated with corporations. Yet, it was the nonprofit sector that made haunted houses a part of Americana. In recent year‚Äôs haunted houses started to fade.¬† Sponsoring organizations such as churches, and school groups, have […]

Special Coverages

We have listed below a number of Special Coverage options: Flood Insurance Is Flood Insurance Only Available Through FEMA? Wedding Insurance Wedding Insurance

Benefits of working with a Kentucky Insurance Specialist

What color is your umbrella? In today‚Äôs world, when it comes time to buy insurance, you will find that you have a range of options.  The challenge is learning to optimize them to meet your own unique constraints and objectives.   Individuals and businesses seeking Kentucky Insurance need to develop a thorough understanding of their insurance […]

Special Form

August 4, 2018 Special Form (Homeowners Insurance Covered Causes of Loss: Special Form) The Special Form is the most comprehensive of the three ISO (International Organization for Standardization) forms used by the insurance industry.¬† The forms are used to define which perils or causes of loss are covered.¬† Unlike the Basic and Broad Form, the […]

Do I need Commercial Auto Insurance

We all know the difference between a truck and a car. Right?¬† For most of my life, that was a straight forward question. Along comes the SUV and, more recently, the crossover, the once black and white responses it a lot grayer. Here‚Äôs the good news.¬† Has your insurance agent ever asked if you needed, […]

“Do I need Flood Insurance?” South Carolina and Georgia residents should start here.

  Who needs flood insurance? Many residents of Georgia and South Carolina are exposed to flood risk. Those living in coastal areas are like to be more at risk. Consider the following: River Road – It seems wise that anyone living on River Road should check in to flood insurance. Coastal Highway – Another great […]

Insuring A Mobile or Manufactured Home

Insurers commonly provide coverage for mobile/manufactured homes by modifying a conventional homeowner policy with provisions called endorsements. The endorsements change key definitions and other elements of a conventional policy to fit a mobile or manufactured home situation. The result is a modified homeowner package that protects the home, outbuildings (unattached garages, sheds, etc.) and personal […]

Preparing to buy your first Child Car Seat

Buy the right seat for your kid Many of us avoid or delay decision making. Especially if we are dealing with a new set of issues. Decision making can be extremely stressful. It’s not surprising that first-time parents report elevated levels of stress and anxiety. In a relatively brief time period they will be expected […]