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Insurance that provides protection or indemnification against losses to the motor vehicles covered. The insurance comes in various forms. The term automobile or auto insurance is most commonly used to describe the mandatory and optional coverages required by each state’s Department of Motor Vehicles (aka DMV.)
The mandatory component, or liability coverage, protects the insured against claims or liabilities that may arise as a result of bodily or property damages where the insured has been found “at fault.” Auto or car insurance can also be purchased to protect the insured’s automobile in the event of physicals damages. Physical Damage coverage or PD provides car owners an insurance vehicle that will protect comprehensive risks (such as weather, animals, etc.), collision (“at fault” accident, damage due to striking another object) or both.
A separate and different form of insurance that at times may be referred to as automobile insurance is a warranty. New and occasionally used vehicles can be purchased with a limited warranty that provides protection against product defects.
The third question is easy. If you answered anything other than Yes, then I certainly hope that it is parked. Unfortunately, there are lots of individuals in Kentucky that are driving cars that do not have insurance coverage in place. The number is alarming; it is estimated that over 15% of Kentucky cars on the road have no insurance. 
individuals are injured. Amounts that will not go very far in today’s health care system.
Autumn is noted for the color and delight found in the changing of the seasons! But change also arrives in the form of the colorful masses that gather and celebrate…..around football stadiums. It happens around high school games on Friday nights and on crisp cool Saturdays around colleges and universities. It happens on Sunday afternoons, Sunday Nights, Monday Nights and all the other times that they squeeze in days and times for professional football. From amateur to professional contests, upwards of 50 million people annually enjoy tailgating.
lowering vehicle tailgates and enjoying food, drinks and recreational activities! Tailgating began simply enough with socializing among folks who came to game locations early enough to secure scarce parking. The socialization was enhanced by food and drinks, then the events became more elaborate involving bring your own pitch-ins, barbecues, concerts, recreational sports, etc.
regardless of fault. The theory behind this was that insurance companies would resolve disputes between themselves more efficiently.
In order to drive a motorcycle in Kentucky, you must have at least the minimum of $10,000 damage per accident, $25,000 bodily injury liability per accident, and $50,000 for all bodily injuries per accident. This is only the minimum coverage and will only cover damages and injuries to other people. It also means you aren’t getting any financial protection for yourself in the event of an accident.
PHONE: (502)410-5089 
Our Small Towns: For me, the small towns represent the soul of Kentucky. Two of my personal favorites are Augusta and Danville. On the Ohio River, about forty miles from Cincinnati you will find the small town of Augusta. One of Kentucky’s many small-town treasures; Augusta was the childhood home of George Clooney. Traveling just under an hour south of Lexington you will find the birthplace of Kentucky. Danville was the first Capital of Kentucky. The state’s first constitution was drafted and signed here. Danville is the home of Centre College a Liberal Arts College that consistently ranks among the top fifty Colleges in the U.S. Centre has been a site for to two recent Vice Presidential debates. For me, the small towns are the soul of Kentucky.
