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Before the wind blows; protect your home and auto from severe weather.
Spring means storm season in Kentucky. Before the wind starts to blow take a moment to make sure your home and auto insurance has you covered.
Who’s in the driver’s seat? (part 2 of 2)
Driver-less cars are having wrecks at a rate 30 times higher than we are. Are you ready to let them share the road with you kids? Arizona is!
Homeowners Coverage
Generally, a homeowners insurance policy includes at least six different coverage parts. The names of the parts may vary by insurance company, but they typically are referred to as Dwelling, Other Structures, Personal Property, Loss of Use, Personal Liability and Medical Payments coverages. They are usually presented as policy sections and are often labeled Coverages […]
Tackling Insurance Terminology: “What is Libel?”
August 30, 2018 Libel Defaming another via some permanent source. Damaging the reputation of an individual or entity by publishing false statements. Unlike slander which is considered to occur when the defamation is spoken, libel is generally created through published, written, broadcast or streamed medium or media. Related Terms and Phrases […]
Understand the implications of waiving the right of subrogation
     August 29, 2018 Before you agree to a Waiver of Subrogation If you are a vendor, supplier, sub-contractor, third-party provider or tenant, you may have been asked to sign a Waiver of Subrogation. It may have come in the form of an endorsement/stand-alone document or it may have been part of a […]
Slander
August 24, 2018 Slander Defaming another via the spoken word. Damaging the reputation of an individual or entity by making false statements while speaking to another person. Unlike libel, which is generally considered to occur when the defamation occurs through published, written, broadcast or streamed medium or media, slander occurs through oral […]
Borrowed Farm Equipment
Farming is equipment intensive and much of the equipment needed for various tasks are complicated and expensive. Most equipment is used with enough frequency that they are purchased and fully owned. However, farmers often must perform jobs or have need of certain equipment on an infrequent or for a single need. In these instances, there’s no financial […]
Dwelling Fire Policy
August 7, 2018 Dwelling Fire Policy A dwelling fire policy is most often considered for properties that do not meet the eligibility requirements required for a standard homeowners policy. While coverages will vary for one insurance company to the next, coverages offered by typical homeowners policies will provide protection against […]
Special Form
August 4, 2018 Special Form (Homeowners Insurance Covered Causes of Loss: Special Form) The Special Form is the most comprehensive of the three ISO (International Organization for Standardization) forms used by the insurance industry. The forms are used to define which perils or causes of loss are covered. Unlike the Basic and Broad Form, the […]
Basic Form
August 2, 2018 Basic Form (Homeowners Insurance Covered Causes of Loss: Basic Form) The Basic Form is one of three ISO (International Organization for Standardization) use by the insurance industry to define which perils or causes of loss are covered. Generally, the Basic Form covers the following: Wind, Hail Lightning Fire Smoke Explosion Sprinkler Leakage […]
