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Exchange Students – Automobile Coverage
This article briefly discusses how a personal auto policy responds to exchange students. Please be sure to read its companion article, “Exchange Students – Homeowners Coverage.” First, make sure that the exchange student is permitted to drive under the rules of the exchange student program. If program rules allow driving, contact your motor vehicle department […]
What Should I Do If I’m Involved in an Auto Accident?
If you’re involved in an auto accident, there are several things you need to do before you leave the scene. Aside from calling the police and your insurance agent, the following steps are significant and will help you when you file your insurance claim. The agents from TruePoint Insurance can help residents of Lawrence and […]
How Having an Electric Vehicle Affects Insurance Rates
Did you know that your auto insurance rates can be different if you own an electric vehicle? In fact, in most instances, your insurance will be higher for an electric vehicle. Let’s take a look at some of the reasons why this is the case from TruePoint Insurance in Fisherville, KY. Higher Costs of the […]
Signal Your Intent
Auto risk mitigation organization “SafetyFirst,” noticed some important statistics from its database of calls into its hotline. They discovered that a significant percentage of its calls involved drivers who did not use their turn signals. That issue was significant, especially since nearly half of their complaints involved: Improper Lane Change; Failure to Use Signals Failing […]
Attractive Nuisances
What Is An Attractive Nuisance? This is a term originated by a judge to describe a property that attracts youngsters and, because of its dangerous nature, creates a special obligation to property owners. Examples are: swimming pools trampolines empty buildings appliances kept outside excavations construction materials zip lines All of these can lure children onto […]
Internet Liability
Each day more people decide to create their own Websites, blogs or otherwise participate in social media activities. The reasons for having a Website or blog vary or other activities range from frivolity to earnestness. Personal Websites and blogs commonly describe the host, his or her family, and interests such as a particular hobby, sports, […]
Hobby or Business
Your hobby may significantly affect your insurance needs. Hobbies often require a large investment intangible property and may even create some legal responsibility to other persons or their property. Hobbyists: Collectors or Enthusiasts Hobbies typically involve either collectors or enthusiasts. A collector acquires property that especially attracts him or her. Examples include people who collect […]
Is Roofers Insurance expensive?
Is Roofers Insurance expensive? Top tips for saving. How much do Roofers pay for insurance? A lot! Even compared to other high-risk occupations, their insurance seems high. Workers Comp rates for roofers can be as much as eight times that of Fire Fighters. They also have higher General Liability rates than other contractors. Why is […]
Getting Your Motorhome Ready
When you get that travel itch, the first step is to decide on where you want to venture to, whether that means going to one or multiple areas. Before you actually go on your trip, you must get your motorhome ready for your travels. At TruePoint Insurance, serving Fisherville, KS, and the surrounding region, we […]
Insuring A Timeshare Residence
As a lucky owner of a timeshare arrangement, you may have a special coverage need. While insurance is readily available for individually owned seasonal or secondary residences, buildings, vacant land, or personal property; a timeshare arrangement may not be handled by standard homeowner coverage forms. Coverage gaps may exist because typical timeshare arrangements involve: real […]
