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Home Businesses (Daycare/Schools)
A variety of businesses are routinely operated in homes. This article discusses aspects of particular operations. Refer to Home Businesses – Basics for background information on coverage as well as our other articles discussing different in-home businesses. Daycare or In-Home Schools Coverage for abuse or sexual assault for small schools is often difficult to obtain at […]
Home Businesses (Wholesale)
A variety of businesses are routinely operated in homes. This article discusses aspects of particular operations. Refer to Home Businesses – Basics for background information on coverage as well as our other articles discussing different in-home businesses. Wholesale – As a wholesaler, here are some coverage options for your consideration: Businessowners Policy – If you are a manufacturer’s […]
Home Business Basics
Homeowner (HO) policies aren’t meant to insure businesses that are run out of a home. Premiums paid for homeowner’s coverage are for handling losses related to the ownership and use of a residence and related structures. Therefore no liability coverage is available for business activities such as customers who slip and fall on your premises, […]
3 Tips to Stay Safe on the Water
Boating season can bring out the best in Kentucky residents, especially those residing around Fisherville, KY. At TruePoint Insurance, we understand the water life and enjoy it with our clients. While we all enjoy days and afternoons out on the water, we also want you to remember three tips to stay safe while out on […]
Exchange Students – Automobile Coverage
This article briefly discusses how a personal auto policy responds to exchange students. Please be sure to read its companion article, “Exchange Students – Homeowners Coverage.” First, make sure that the exchange student is permitted to drive under the rules of the exchange student program. If program rules allow driving, contact your motor vehicle department […]
What Should I Do If I’m Involved in an Auto Accident?
If you’re involved in an auto accident, there are several things you need to do before you leave the scene. Aside from calling the police and your insurance agent, the following steps are significant and will help you when you file your insurance claim. The agents from TruePoint Insurance can help residents of Lawrence and […]
How Having an Electric Vehicle Affects Insurance Rates
Did you know that your auto insurance rates can be different if you own an electric vehicle? In fact, in most instances, your insurance will be higher for an electric vehicle. Let’s take a look at some of the reasons why this is the case from TruePoint Insurance in Fisherville, KY. Higher Costs of the […]
Signal Your Intent
Auto risk mitigation organization “SafetyFirst,” noticed some important statistics from its database of calls into its hotline. They discovered that a significant percentage of its calls involved drivers who did not use their turn signals. That issue was significant, especially since nearly half of their complaints involved: Improper Lane Change; Failure to Use Signals Failing […]
Attractive Nuisances
What Is An Attractive Nuisance? This is a term originated by a judge to describe a property that attracts youngsters and, because of its dangerous nature, creates a special obligation to property owners. Examples are: swimming pools trampolines empty buildings appliances kept outside excavations construction materials zip lines All of these can lure children onto […]
Internet Liability
Each day more people decide to create their own Websites, blogs or otherwise participate in social media activities. The reasons for having a Website or blog vary or other activities range from frivolity to earnestness. Personal Websites and blogs commonly describe the host, his or her family, and interests such as a particular hobby, sports, […]
